When you first speak to your California employer about disability pensions, you may have many questions. At Lewis, Marenstein, Wicke, Sherwin and Lee, LLP, we know that disability pensions can sometimes be complex and we want to make sure you have the information you need.
Disability benefits in California are similar to workers' compensation in that each makes up for lost income in the event that you suffer an injury that renders you unable to work. According to FindLaw, the main differences between the two are who purchases the policy and the circumstances under which the law requires payment. Essentially, disability benefits apply to injuries that you sustain outside of work but are severe enough to prevent you from performing your job. Workers' compensation, on the other hand, is for injuries directly related to your employment.