Suffering an injury in any situation can be difficult. However, if a California worker suffers an injury while on the job, it can lead to some complications in terms of covering medical bills and lost wages. Though workers’ compensation often covers job-related injuries, there are stipulations that apply in order for an injured worker to receive benefits.
First, it is important to determine whether the injury is compensable. Essentially, this means determining whether the injury meets the requirements necessary to receive funds from workers’ comp insurance. Some of the requirements include being an employee of the company (not an independent contractor or another outside party), having an injury that occurred while carrying out work-related duties, and suffering an injury that causes impairment or loss of wages. Of course, other stipulations under state laws regarding workers’ comp requirements could also apply.
It is also important to note that workers’ comp typically does not cover only physical injuries. If a worker suffers serious illness due to work-related duties, like mesothelioma or illness from toxic exposure, that employee may qualify for benefits. Additionally, mental issues, such as anxiety, post-traumatic stress disorder or emotional distress, that result from a work-related incident could be covered.
Falling ill, suffering a serious physical injury or experiencing mental distress due to work-related duties can be difficult to handle. Not only do California workers need to concentrate on their recovery, but they will likely also have concerns about paying for the expenses relating to the injury, such as medical bills and lost wages from time away from work. If individuals believe that they qualify for workers’ compensation but are having a difficult time with the process, they may want to look into their legal options for ensuring that they receive the benefits they deserve.