When California workers get hurt on the job, they may be unable to work for a few weeks while they recover. Sometimes people may be able to receive short term disability insurance to help take care of their family while they are out of work.
Disability benefits in California are similar to workers' compensation in that each makes up for lost income in the event that you suffer an injury that renders you unable to work. According to FindLaw, the main differences between the two are who purchases the policy and the circumstances under which the law requires payment. Essentially, disability benefits apply to injuries that you sustain outside of work but are severe enough to prevent you from performing your job. Workers' compensation, on the other hand, is for injuries directly related to your employment.