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1. |
What is LACERA? |
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2. |
Do I qualify for a disability pension with LACERA? |
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3. |
What does "Service-Connected" mean? |
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4. |
If I am granted a disability retirement, do I get a refund of
the contributions which I have made to the LACERA pension
fund? |
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5. |
How do I know if I qualify or should apply for a disability
pension? |
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6. |
If a doctor does support my claim indicating that I cannot
perform my job duties, when should I apply? |
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7. |
After I have
applied for a disability pension with LACERA, how long does it
take to complete the process? |
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8. |
Do I need an attorney to apply for a disability retirement? |
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9. |
If I hire an attorney, how much does it cost? |
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Q1. |
What is
LACERA? |
| A1. |
LACERA is an acronym for
Los Angeles County Employees' Retirement Association. It is a
separate legal entity from the County of Los Angeles. The
governing authority of LACERA is a nine member board which is
composed of four elected positions, the treasurer/tax
collector, and members appointed by the Los Angeles County
Board of Supervisors.
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Q2. |
Do I
qualify for a disability pension with LACERA? |
| A2. |
To qualify for a
service-connected disability retirement from LACERA, you must
be found to be permanently incapacitated from the performance
of your job duties, and that the injury is service-connected.
In addition to service-connected injuries, as a member of
LACERA, you can be granted a non service-connected disability
retirement, which is granted when you are incapacitated from
the performance of your job duties, but for non-service
related causes.
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Q3. |
What does
"Service-Connected" mean? |
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A4. |
The words
"Service-Connected" are found in the Government Code of the
State of California which regulate the rights of LACERA
members. Generally speaking, "Service-Connected" means
work-related. However, there are legal distinctions between
benefits that may be received through workers' compensation
under the Labor Code and benefits to which you may be entitled
under the Government Code for disability retirement purposes.
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Q4. |
If I am
granted a disability retirement, do I get a refund of the
contributions which I have made to the LACERA pension fund? |
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A4. |
No. All individual
contributions have been commingled with the contributions made
on the member's behalf by the County of Los Angeles. These
contributions and the investments made with the pooled funds
are the funds from which members, including yourself, receive
a monthly pension allowance.
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Q5. |
How do I
know if I qualify or should apply for a disability pension? |
| A5. |
In order to apply for a
disability pension from LACERA, it must be the opinion of a
doctor that you are no longer able to perform your job duties
on a permanent basis. That doctor must complete the LACERA
Physician Statement indicating that you are "Substantially and
Permanently" incapacitated from the performance of your
duties. Without a doctor to support the claim, an application
cannot be filed with LACERA.
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Q6. |
If a doctor
does support my claim indicating that I cannot perform my job
duties, when should I apply? |
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A6. |
The timing of the filing of
an application is quite complex; however, you have the right
to apply at any time you are a member of LACERA, or within
four months from a separation from service, such as due to
resignation, termination or the taking of a service
retirement. Additionally, an application can be filed at any
time after separation from service if you have been
continuously disabled.
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Q7. |
After I
have applied for a disability pension with LACERA, how long
does it take to complete the process? |
|
A7. |
Normally, it
takes nine months to process the application. However,
depending on several factors, it may take more or less time.
If the initial application is denied, the
appeal process will also take approximately nine additional
months, depending upon a variety of factors.
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Q8. |
Do I need
an attorney to apply for a disability retirement? |
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A8. |
While an attorney is not
necessary, an attorney can improve the chances of success by
presenting the case in an accurate and complete manner. If the
disability pension is initially denied, you have the right to
appeal and request an administrative hearing. At that point,
an attorney specializing in the area of disability retirement
law is highly recommended as the process is complex and LACERA
will be represented by an attorney at that level of the
proceedings.
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Q9. |
If I hire
an attorney, how much does it cost? |
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A9. |
Attorney's fees vary
depending upon the case; however, generally, at the
application level, the fees are on a contingent basis. This
means that the client will not pay a fee unless he or she is
successful in obtaining a disability retirement.
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